Recent Dalbar studies show that many investors earn less on their investments than their respective benchmarks. Why? Because they often let emotions control their decision-making and don’t have a systematic process in place to guide their choices.

Our philosophy and process is focused on helping you develop an investment framework that is tied to your goals and in alignment with your emotional temperament and risk tolerance. Through this systematic, repeatable process, we believe you can manage your emotions and make better financial decisions.


DALBAR’S year Quantitative Analysis of Investor Behavior (QAIB) study examines real investor returns from equity, fixed income and money market mutual funds.The study was originally conducted by DALBAR, Inc. in 1994 and was the first to investigate how mutual fund investors’ behavior affects the returns they actually earn. Past performance is no guarantee of future results. Indexes cannot be invested into directly.