Pension and Social Security benefits are an invaluable part of your retirement plan, because they can help reduce the risk of living a long life. Decisions on when to start these income streams and which survivor benefits to select are, for the most part, irrevocable once income starts, so choosing well is critical. Similarly, Medicare selections can drive the quality and cost of health care for the rest of your life.

Through our planning process, we will model and quantify the benefits of different Pension, Social Security, and Medicare options so that you can make informed decisions regarding what is best for you and your family.

As part of this, we will also help you understand the various Medicare options and costs so that you make informed choices and understand how to reduce health care costs in retirement.